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Admiral is a UK based insurance company, set up in to specialise in car insurance. Merchant led Donald Russell — meat hampers in time for Xmas with a cash reward of up to 9.
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As well as your personal documents found in the Portal you can find policy books relevant to your cover on the policy books page.
To make a Claim download a Pet Insurance claim form and then email to petclaims insurancefactory. For pet insurance, Admiral introduce to Insurance Factory Ltd who arrange and administer the policy.
Registered in England and Wales Number Just click on Get a quote for MultiCar Insurance or Single-Car Insurance and once you've completed the process, cover can start immediately.
And for most policies, you can also pay monthly by Direct Debit. Please call our Sales Department to check this is available for your policy.
Normally either the policyholder or their partner needs to be the registered owner of the car. We can sometimes insure personal lease cars.
Our Bonus Accelerator policy lasts for 10 months instead of 12, but credits you with a full year's No Claims Bonus after 10 months.
This means that you can build up your No Claims Bonus more quickly, so long as you don't make a claim. Our Bonus Accelerator policy could be suitable for people who are taking out insurance for the first time, or who have recently lost their No Claims Bonus.
We need to make sure that your car insurance policy covers the activities that you use your car for. There are four 'classifications of use':. Every year you drive without making a claim or having a claim upheld against you, earns you an additional year of No Claims Bonus NCB.
For every year of claim free driving, you earn a discount off the cost of your renewal. If you have already earned No Claims Bonus with your previous insurer, we will ask you to send us written proof usually a renewal notice or Proof of No Claims Bonus letter from your previous insurer.
We can accept proof of No Claims Bonus from any EU country so long as it is in writing and we can confirm the bonus with the insurer if necessary.
The proof document must show your No Claims Bonus in years and not as a percentage. In some instances we may accept No Claims Bonus from a company car scheme.
We would need to see the following information on company headed notepaper:. We can cover you if your car is registered in the UK.
If you are buying your car outside the UK and require cover to return home, insurance will need to be arranged in the country of purchase.
This is an EU requirement. It depends on the type of modifications. Please contact us here for further details.
An excess is the amount you must pay in the event of any claim, regardless of who's to blame for the incident. The excess will vary depending on the car that is covered, the age and experience of the drivers on your policy and if you have opted to take protected or guaranteed No Claims Bonus protection.
Details of your policy excess can be found on the reverse of your Policy Schedule. If you are an online customer you can find your policy excess on your Policy Schedule by signing in or registering to your online account.
If you receive your documents in the post then this document would have been sent when taking out, changing or renewing your policy.
Customers with Comprehensive cover can contact our roadside emergency helpline 24 hours a day, days a year, please find out more here.
Any repairs carried out by our approved repairers are guaranteed while you own the vehicle. If your vehicle is damaged beyond repair, our Claims teams will contact you to discuss the next steps of your claim.
We'll instruct a salvage agent to collect your car and take it to a salvage yard. If your vehicle is a total loss, your policy will be cancelled including the Driving Other Cars extension if applicable.
If your vehicle is a total loss, you will not be provided with a courtesy vehicle. If you have Hire Vehicle Cover, you may be entitled to a hire vehicle.
Please log into MyAccount to see if you are covered for this. As every claim is different, it's difficult to give an exact time frame. After reporting an incident, you don't need to contact us unless we ask you to.
We'll keep you updated along the way. If your vehicle is repairable, the excess is paid to the garage when the repairs are completed.
You're required to pay the excess whenever you make a claim. Please tell anyone else involved in the accident to contact us as we may be able to help with the damage to their vehicle.
They can contact our claims team. If there isn't enough evidence to support your position, we might have to accept some responsibility.
If the other person accepts responsibility for the incident, then their insurance company will reimburse your excess. If you don't have Motor Legal Protection, you may still be able to use their services at an additional cost.
In most cases, making a claim or recording an incident will lead to a price increase at renewal. You should report the theft to the police and get a Crime Reference Number immediately.
Our main aim is to make sure our customers are back on the road as soon as possible. However, we know insurance fraud is a reality and that a very small number of people give false details to fabricate or exaggerate car insurance claims.
We use a number of insurance industry databases to share information with other companies about claims and known fraudsters. We use industry standard Secure Socket Layer SSL bit encryption technology to keep your personal information as secure as possible.
You must be aged 25 or over to qualify for the driving other cars policy extension, however this criteria alone does not mean you have this cover.
In some cases you may be covered under your policy to drive someone else's car. The cover is Third Party Only and doesn't apply to any cars you own or lease yourself.
Please check section 5 of your current Certificate of Motor Insurance to see if you have this cover. If you are an online customer you can view this document by signing in or registering to your account.
Only if they are named on your Certificate of Motor Insurance. You can easily add another driver to your policy permanently or temporarily.
Make this change in MyAccount. We may be able to insure a car for you temporarily. If you want us to cover a courtesy car from a garage, we will only be able to do this if the garage won't provide you with cover.
You must be named as a driver under section 5 of the car's Certificate of Motor Insurance, to be able to drive it.
Whenever you buy an insurance policy, we take steps to ensure we know the cover we are providing is right for you so we can support you when you need us, for example, if you have to make a claim and to combat any fraudulent activity.
To do this, we may contact you to validate some of your details at any time after you have bought your insurance, and we hope that you'll be able to help us resolve any enquiries quickly.
Please remember it is your responsibility to check you have answered every question we ask honestly and accurately before buying your policy.
Since 8 June , the paper counterpart to the photocard driving licence isn't valid and is no longer issued by DVLA. We require this information in order to validate the information we hold for you.
If we have requested this information from you please make sure you have included the following pages:. Alternatively, you can click the Share your licence information tab and select Create a code.
This code is valid for 21 days. To make renewing as easy as possible we will automatically renew your policy based on the information you have supplied, unless you have opted out of this feature.
If all your details are correct, then you don't have to do anything. If you paid for your policy using someone else's card, please ensure the cardholder is happy for us to debit your renewal from their card again this year.
We'll do our best to keep your renewal premium as low as possible. If you have four years or less No Claims Bonus and have not made a claim during your time with us, you'll get a further year's No Claims Bonus.
This will reduce your premium, but rate increases during the year may mean your premium is still higher than last year.
If we already know about the claim before we post your renewal pack, your No Claims Bonus entitlement will have already been amended and your renewal premium revised to take the claim into account.
If you make a claim and we've already posted your renewal pack, we will have to amend your No Claims Bonus entitlement and revise your premium.
We will let you know what your new premium is as soon as you notify us about the claim. We will reduce your No Claims Bonus for every claim you make where we don't recover all of our costs.
Your No Claims Bonus will be reduced by two years or whatever you have if less than that for every fault claim you make.
Also, you won't get an extra year's No Claims Bonus when your policy is due for renewal. If you make three fault claims in three years, we will remove the protection and reduce your No Claims Bonus by two years.
We hope that won't be the case, but if you don't want to renew your policy, please contact us here. Yes, LittleBox does send location information but we also look at how well you drive in order to offer you the best discount possible.
We only share the information with those companies required to provide the services under the policy, such as the telematics LittleBox service provider.